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Digital banking
built for

A global digital banking that offers multi currencies bank accounts for small businesses and large corporations. Open an account in a minutes and start sending and receiving money.

Global digital banking for all

For your international and local transactions, we provide you with all-in-one digital multi-currency bank accounts.

Start sending and receiving in minute

With golipay you can send money with no hidden costs and at the exact exchange rate.

Monitor all your spending in one app

Start mentoring all your spending with our power AI dashboard.

Beautiful UI

Sending money in a minute like never before.

Real Time Charts

Transactions on your spending will be sent to you.

Send money like a local

Our borderless account gives you the opportunity to send money to any part of the world with no hidden fees.

  • Swift Transfer

    You will be able to receive and send swift payment once your account is been activated.

  • Local Transfer

    Once your account is been verified, you will get UK account number, Euro IBAN, US routing number, and more.

Spend online like a boss

You may start shopping online with your virtual card and add it to Apple Pay or Google Pay.

You can shop on Amazon or eBay with your card. Even on other websites.

It's simple: log in to your account, select card payment, and select the account from which to fund.

Yes, you can request as many cards as you want.

Receive payments like a local

Start receiving payment like local. once your account is been verified, you will get UK account number, Euro IBAN, US routing number, and more.

Getting started in minutes

All of our multi-currency accounts, both personal and business, are completely free. To get your free account and start sending and receiving money around the world, simply follow the steps.

Register in minutes

Sign up for your free personal/business Account in a minute.

Verify your identity

To send and receive money, all you need is your government ID.

Top up your account

You can add money using your bank account, wire transfer or local payment

That's it

Start to share your account details to get paid or add recipients and pay them.

Get local account details

These are the account information that you might give to others in order to receive money. Anybody can use these to pay you in the same way that they would pay a local.

UK sort code, Account number, and IBAN

British pound

Bank code (SWIFT/BIC) and IBAN


Routing number and Account number

US dollar

BSB code and Account number

Australian dollar

Institution no, Transit no and Account number

Canadian dollar

Bank code (SWIFT/BIC) and Account number

Romanian lei

Account number

Hungarian forint

Bank code, Bank name, and Account number

Singapore dollar

Account number

New Zealand dollar

Bank name and IBAN

Turkish lira

Currencies we can convert

You can hold and exchange money in 38 currencies

Countries with local payments avaliable

You can send money to any of these countries with money from your multi-currency account.

Features and Security.

What we have to offer and how we keep your money safe. This is how we dissect it.

Multi-Currency Bank Account

Having multiple currencies is entirely free, and we convert at the current market rate.

Swift Transfer

With our standard fast network, you can send and receive money all over the world.

Local Payments

We provide 19 different local currency accounts to enable you send and receive money.

Data protection

We're devoted to protect your personal information and we're-straightforward about it.

Safeguarded with partner bank

We keep your money separate from our own accounts in well-established financial institutions.

Constantly evaluated

We ensure the safety of your funds. As we’re not a bank, your money isn’t FSCS protected.

Anti-fraud detection

We work 24 hours a day, to keep your account and funds safe from the most complex fraud.

Global money transmitter

We partner with the most well-known money transmitters that are regulated globally.

Multi-layer security

To protect your account and transactions, we employ two-factor authentication.

Most frequently asked questions.

Golipay allows you to send and receive money instantly from all around the world. Golipay allows you to send funds to bank accounts using a variety of methods.

Golipay users can pay via bank transfers from their position. Once payment is confirmed, the transaction is processed instantly.

Within minutes, all transactions are processed and sent to the intended recipient. Once the transaction has been completed, you will be notified.

Your Golipay account is an electronic money account. It’s different from a bank account because:
1, Your money is safe and secure, and it is not covered by the Financial Services Compensation Scheme (FSCS) or any other type of financial protection that you would obtain with a bank account.
2, You won't earn interest
3, You can't get an overdraft or loan.

You can hold and convert money between any of your account's currencies at the real exchange rate. We'll charge a little conversion fee for this service.